Zachariah Jacob

Founder, CEO and a multiple entrepreneur

Zachariah is a lawyer by profession and a restaurateur by passion, with a demonstrated track record of establishing award winning successful businesses in the legal and hospitality industries.

BSc (Hons.) Physics from St Stephen’s College, Delhi University (2009); LL.B from Campus Law Centre, Delhi University (2012)

Certified Associate of Indian Institute of Bankers (CAIIB), Qualified Limited Insolvency Examination (LIE) conducted by Insolvency and Bankruptcy Board of India (IBBI)

Managing Committee Member, National Restaurant Association of India (Delhi Chapter)

Has been featured in and contributed various articles relevant to the fields of interest.

Viswanathan Raju

Co-Founder, ex-Razorpay, Terafinlabs, Gain Credit

Viswanathan is an accomplished leader in the fintech lending sector with over 15 years of experience, known for his consistent delivery of outstanding results. He led operations for a B2C loan product (TERA Fintech), which was subsequently acquired by Razorpay. With expertise in managing and developing lending operations and platforms, Viswanathan excels in leading high-performing teams and implementing data-driven strategies.

He has a proven track record of optimising operational processes and ensuring compliance, having designed streamlined workflows that enhance efficiency. Committed to innovation and improvement in the ever-evolving fintech landscape, Viswanathan is dedicated to driving excellence in the industry.

Karthikeyan @ GK

Co-Founder, ex-Niro, Gain Credit, Shining consulting

A seasoned product leader spent over a decade at GainCredit (market leader in the UK fintech market), and extensive business consulting experience at Shining Consulting, renowned for his customer-centric approach. With nearly two decades in the fintech sector, specializing in product management across the UK and Indian markets, drove several product launches and scaling of multiple products. Recently instrumental in business growth of a fintech brand from £19 mn to £55 mn within a year. Actively fostering collaborative partnerships with NBFCs and banks in India to drive product innovation and market expansion. As a forward-thinking MBA graduate from ICFAI University, he is dedicated to exploring new fintech business models, ensuring a sustained competitive edge in an ever-evolving industry landscape.